The following explains what personal data is collected by Business Value, Inc. dba: TalentValue, Veriproved, 911webservices, My Site Inspection (“Business Value”) and how it is used. This includes information provided on a Business Value Website (“Website”), and information collected from third parties and other sources associated with Business Value’s services such as employment, tenant, or occupational health screening.

For a discussion of how Business Value handles personal information sent or obtained from outside of the United States, view the section on INTERNATIONAL COLLECTION & CROSS-BORDER TRANSFER OF PERSONAL INFORMATION. Business Value has separate a privacy policy statement that applies to personal information pertaining to an identified or identifiable individual that is received by Business Value from: (i) the European Union (“EU”), United Kingdom (“UK”), and/or Switzerland, called EU-U.S. & Swiss-U.S. PRIVACY SHIELD POLICY. Commitment under the Privacy Shield extends to personal data received from the UK in reliance on Privacy Shield.

The use of Business Value Websites indicates your agreement to Business Value’s privacy policy. Business Value may revise this online privacy policy from time to time. If Business Value makes any material changes, Business Value will notify you by posting a prominent announcement on this Website. If Business Value is going to use your personally identifiable information (“PII”) in a manner different from that stated at the time of collection, Business Value will notify you via email if an email address has been provided and is available. You will have a choice as to whether or not to allow Business Value to use your information in such a different manner.

Privacy Vision

Business Value is committed to the responsible use of information and protecting individual privacy rights. Business Value strives to provide services to mitigate risk, facilitate more informed decisions, and make the world safer, in ways that protect consumer privacy.

Business Value aspires to protect consumer privacy through the design of its processes, by credentialing, monitoring, and/or auditing its clients as appropriate, and through other information security safeguards. Business Value also strives to promote transparency through appropriate opportunities for consumer choice, access, and correction with respect to personal information about the consumer.

Data Protection Advocate

The Business Value Data Protection Advocate for the United States and globally is Compliance and Consumer Relations Manager Diane Graves.

To request information or receive help with data protection issues, contact Business Value’s Data

Protection Advocate at: Privacy@Businessvalue365.com

+1-401-463-0200

 

Business Value Website businessvalue365.com

 

 

Please carefully read Business Value’s privacy policy to understand how Business Value will treat the information you provide while visiting our websites. As previously stated, this policy may change from time to time. Please check the policy each time you use a Business Value Website or Services for the most current information. This policy only applies to Business Value and its affiliated entities. Business Value’s Websites are not intended for children and Business Value does not knowingly collect any information about children. Nevertheless, Business Value is committed to complying with applicable

laws and requirements, such as the United States’ Children’s Online Privacy Protection Act (“COPPA”).

Business Value also applies this privacy policy in the offline context in those limited cases where Business Value requires a consumer to provide his/her PII for the consumer to order an information product by mail or telephone.

Business Value’s Websites may contain links to unrelated third-party websites. Business Value assumes no responsibility for the content or the privacy policies and practices on those websites. Business Value encourages all users to read the privacy statements of those sites; their privacy practices may differ from those of Business Value.

Business Value is a leading provider of web technology services and risk mitigation and business solutions. Business Value offers clients a comprehensive portfolio of products, services, and tools to help them make informed decisions in a timely manner. Business Value recognizes that it has an obligation to protect the privacy and confidentiality of PII that it may obtain about individuals through Business

Value’s Websites. Safeguarding the privacy of information Business Value may receive on its Websites is a top priority for Business Value, its clients and consumers.

How Business Value Collects and Use Information on its Websites

Business Value follows the below privacy principles when you visit its Websites. In general, you can visit a Business Value Website on the World Wide Web without telling Business Value who you are or revealing any information about yourself. Business Value Web servers automatically collect the domain names, not the e-mail addresses, of visitors. This information is used to measure the number of visits, average time spent on the site, pages viewed and similar information. Business Value uses this information to measure the use of its Website and to develop ideas to improve the content of its website.

PII

Business Value Website(s) only collects PII from you if you choose to provide this information to Business Value. PII collected with your consent may include name, mailing address, e-mail address, telephone number, date of birth, credit card number, social security number, driver’s license number, username and password, any response you provide to survey questions, information relating to any

orders you place, or any inquires you may make through our web site. Also, Business Value may request this type of information if you place an order by mail or telephone.

Cookies

 

“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive. This site uses first and third-party cookies, however personally identifiable information is not collected through the use of cookies. Cookies allow Business Value to store your User ID during your visit to keep track of reports you have ordered or any updates to those reports. Cookies also help Business Value detects potential fraud or misuse of its system.

While most browsers are set to accept cookies by default, you can set yours to refuse cookies or to alert you before accepting them. Your browser manufacturer has information on changing the default setting for your specific browser. However, be aware that if you do not accept cookies from our websites, you will not be able to use some of the features of the Websites, such as those for ordering reports.

You can find more information about the individual cookies we use and the purposes for which we use them in the following link: https://www.Business Value.net/privacy-policy/cookies/.

Non-personally identifiable information

Business Value Websites also collect non-personally identifiable information. For example, as you browse this Website, Business Value may collect information about your visit, but not about you personally. Via web server logs, for example, Business Value may monitor statistics such as: the number of people that visit its website, which page(s) are visited on its Website, from which domain visitors come (e.g., google.com, msn.com, etc.), and which browsers people use to visit this Website (e.g., Google Chrome, Microsoft Internet Explorer, etc.). This Website may use an outsourcing program to assist Business Value in analyzing this data to better tailor Business Value Website.

Information Use and Consumer Choice

The information collected by our websites is used only for responding to your inquiries and otherwise corresponding with you, for processing transactions you request, maintaining your account (if you have one), and for the administration, review and/or improving the content of Business Value Websites.

Business Value does not share, sell, rent or trade PII with third parties for their promotional/marketing purposes.

Business Value may contact you in response to your comments or inquiries, as part of the maintenance of your account with us (if you have one), or in order to complete a transaction that you requested.

Business Value may also contact you to inform you of other products or services Business Value believes may be of interest to you, but Business Value always offer you an opportunity to opt not to receive such communications.

If you decide that you do not want to receive further e-mails regarding your inquiry from Business Value, you can e-mail Business Value’s Data Privacy Office at Privacy@BusinessValue.net with a request that Business Value does not continue to e-mail you. Business Value does not use outside data sources to enrich marketing data obtained online.

Business Value website users have the option to request that Business Value not use information previously provided, correct information previously provided, or remove information previously provided to Business Value. Individuals who would like to correct or suppress information provided to Business Value should contact the Business Value Consumer Advocacy Group at Privacy@businessvalue365.com. The inquiries should include the individual’s name, address, and other

 

relevant contact information (phone number, email address), as well as the nature of the request. Except as required by law, Business Value is free to deny such requests. If Business Value decides to grant such a request, it will use all reasonable efforts to honor such requests as soon as practicable.

Onward Transfer

Business Value may disclose information you provide to Business Value to third parties in order to complete a transaction that you requested. For example, it may be necessary to disclose information you provide about yourself or third parties in order to obtain the information product you requested. Business Value may engage third parties in processing services requested by customers, such as screening for employment, tenant, and occupational health. Business Value enters into service agreements with these third-parties and requires that the companies acting on Business Value’s behalf abide by Business Value privacy policy and institute safeguards to protect the confidentiality of your information.

Finally, please note that Business Value may disclose personal information when required by law or in the good faith belief that such action is necessary to conform with the law or to comply with a legal process.

Access and Correction

As an information service company, Business Value understands the importance of comprehensive data. Business Value will provide you (whether you are a consumer or a client) with access to PII you provide through our websites for as long as Business Value maintains that information in a readily accessible format. Similarly, Business Value permits and encourages you to correct inaccuracies in the information submitted to Business Value through this Website.

If you wish to access information held on you by Business Value or request the correction of information you feel is incomprehensive, please use the mechanisms provided by the Website, or send an e-mail to Privacy@BusinessValue.net. The access and correction provisions of this online privacy policy only apply to PII collected from you through Business Value Websites. Individuals that are interested in information about how to access and/or request the correction of personal information Business Value maintains about them for potential inclusion in information products and services can contact Privacy@businessvalue365.com.

Security

Business Value takes steps to protect against the loss, misuse, or unauthorized alteration of PII collected through this Website and otherwise subject to this policy. Business Value recognizes the importance of security for all PII collected on its website. Once Business Value receives PII, Business Value takes steps to protect its security on its systems. In the event Business Value requests or transmits sensitive information, such as credit card information or Social Security Numbers through this Website, Business Value uses industry standard, secure socket layer (SSL) encryption.

Business Value limits access to PII to those employees or service providers who need access to carry out their job responsibilities.

 

When Business Value disposes of PII collected through our Websites, Business Value uses procedures to dispose of personal information by means such as shredding documents and erasure of electronic media that information cannot be practicably read or reconstructed.

 

 

How Business Value Uses and Collects Information in its Businesses

Several services offered by Business Value are Consumer Reports (“Consumer Reports”), as the term is defined under the federal Fair Credit Reporting Act (“FCRA”), and when providing Consumer Reports to its Clients, Business Value acts as a Consumer Reporting Agency (“CRA”) as the term is defined under the FCRA, operating in accordance with the requirements of the FCRA. The FCRA establishes the following principles for all CRAs:

Privacy: Information about you may only be furnished to third parties that have a permissible purpose to request such information. In general, these deal with credit, employment, insurance, rental, or banking transactions initiated by you, or where the object is to make a firm offer to you. CRAs must credential their clients to make certain that they have a permissible purpose to receive the requested information.

Access: Consumers may receive a copy of information the CRA maintains about them. Such reports can be obtained nationally free of charge once per 12 months, twice in some states, or for a reasonable fee for additional disclosures. Please contact Business Value at Privacy@businessvalue365.com or call toll- free +1-401-463-0200if you need more information.

Accuracy: CRAs must follow reasonable procedures to assure accuracy of the information they maintain and/or furnish. When you obtain a copy of your information, you have a right to dispute and have the information reinvestigated and corrected in the CRAs database.

Fairness: Information is obtained from various sources including public records sources. However, certain information over a specified time period may not be reported.

Accountability: The Federal Trade Commission is in charge with overseeing the operations of CRAs that provide consumer reports for employment and residential screening purposes and enforcing the FCRA requirements.

When Business Value provides Consumer Reports on U.S. residents, it is subject to the FCRA and operates within FCRA framework. If you would like to obtain a report about the information Business Value maintains about you, please call toll-free +1-401-463-0200 or email Privacy@businessvalue365.com.

For credit reports from the credit bureaus, please visit: https://www.annualcreditreport.com/cra/index.jsp.

Privacy Notice: Preparation and Processing of Investigative Consumer Reports

This notice is provided to California residents. Under California law, an “investigative consumer report” is a consumer report containing information on a consumer’s character, general reputation, personal characteristics, or mode of living. Business Value may provide investigative consumer reports about

individuals and in such case, it provides them to business for employment screening, resident screening, and similar purposes.

 

Personal Information Disclosure: United States or Overseas

In connection with its preparation and processing of consumer reports and investigative consumer reports, Business Value may transfer personal information about you to Business Value authorized service providers and affiliates outside the United States and its territories. In such case, the transfer will be conducted in accordance with all applicable laws and regulations.

To obtain additional information about the privacy practices and policies of Business Value in connection with its preparation and processing of consumer reports, please contact: Privacy@businessvalue365.com. For additional information about privacy or consumer reporting, visit the following websites:

California Office of Privacy Protection: www.privacy.ca.gov Consumer Data Industry Association: www.cdiaonline.org Consumer Financial Protection Bureau: www.consumerfinance.gov Equifax: www.equifax.com

Experian: www.experian.com/consumer/credit_education.html Federal Trade Commission: www.ftc.gov

TransUnion: www.transunion.com

INTERNATIONAL COLLECTION & CROSS-BORDER TRANSFER OF PERSONAL INFORMATION

Business Value may transfer your personally identifiable information to other countries outside of your home country, including to the United States (“U.S.”), by whatever means is determined to be appropriate in order to perform a background check that you authorized. Your information may also be processed and stored in other countries where Business Value’s service providers are located. Your information may be subject to U.S. or other laws for disclosure and may be accessible to foreign law enforcement, national security agencies, or courts. Note that the laws regarding personal information in some of the jurisdictions involved may be different or less stringent than the laws of the country in which you reside. Please be aware that Business Value may be required to disclose an individual’s personal information in response to a lawful request by public authorities, including to meet national security or law enforcement requirements.

Business Value utilizes a variety of methods to transfer personal information across country borders. This can include consent, contractual methods, and/or regulatory authority certifications. Business Value maintains appropriate contracts in place with service providers who may view your personal information. In the case of EU, UK, and/or Swiss Personal Data, Business Value abides by the EU-U.S. and the Swiss-U.S. Privacy Shield Frameworks (“Privacy Shield”) developed by the U.S. Department of Commerce. Commitment under the Privacy Shield extends to personal data received from the UK in reliance on Privacy Shield.

BUSINESS VALUE’S EU & SWITZERLAND PRIVACY STATEMENTS

Business Value’s compliance with these Frameworks applies to personal information pertaining to an

identified or identifiable individual that is received by Business Value from the European Union, United

 

Kingdom, and/or Switzerland, or other personal information that Business Value acquires pursuant to its performance of services for its clients, agents, or other third-parties to which Business Value has contractually agreed to apply this privacy policy. This Policy does not apply to data collected and used by Business Value which is not EU, UK, and/or Swiss related.

If you have questions regarding our EU-U.S. or Swiss-U.S. Privacy Shield Privacy Policy, contact:

 

 

Diane Graves

Compliance and Consumer Relations Manager United States

+1-401-463-0200

Privacy@businessvalue365.com OTHER BUSINESS VALUE POLICIES

Business Value Export Control Policy

Business Value Anti-Slavery and Human Trafficking Policy